What is roadside assistance assurance and who should have it?
Roadside assistance insurance provides comfort while driving. However, depending on your current insurance policy it might not be right for you. Read more.
Roadside assistance insurance is the insurance that protects you in case something goes wrong while on the road – car towing, flat tire repair, getting locked out, etc. But before deciding whether or not roadside assistance insurance is right for you, Terry’s Auto Service and Towing can provide information on the things you should know and consider, to better prepare you for such a decision.
What Roadside Assistance Insurance Does Not Provide
This service should not be confused with regular car insurance. While it may seem like there’s something of a blurred line between the two, we can assure you there is not. Any vehicular issues – such as any type of repair – will be dealt with by your regular car insurance. What roadside assistance is able to offer/ensure, however, is that you won’t be left stranded on the side of the road, should your vehicle breakdown or encounter any issues during your travels.
Buying Roadside Assistance Insurance
You can get roadside assistance insurance from almost any car insurance provider. Not only that, but it’s also readily available from many other providers – such as auto clubs, discount clubs, and even cell phone providers, according to carinsurancecomparison.com.
However, since there are many options when it comes to where you get your roadside assistance insurance, there are also many different policies that you can get as well. Make sure you know what each policy offers, and what benefits are actually of use to you. Furthermore, some insurance policies have certain limitations. Ask the insurance provider what those are before making a decision.
Should You Buy Roadside Assistance Insurance?
This ultimately comes down to what coverage you already have, and what coverage you are looking for. While roadside assistance insurance can be a great addition to your current policy (or as a stand alone policy), you should compare what benefits you will be getting (especially if you already have regular car insurance) in order to decide whether or not the insurance is beneficial for you.
Additionally, if you are a AAA member, you probably won’t need roadside assistance insurance. The exception here, however, is if you only use AAA for their roadside assistance. In that case, you would need to compare the pros and cons of each to decide what option is best for you.
Browse our website for more information on roadside assistance insurance, or contact the gang at Terry’s Auto Service and Towing to learn about our other services – like car and motorcycle towing.